Home insurance is a type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
Cover ranges from fire, theft, floods following a storm, burst pipes or water containing apparatus. Most insurers offer similar basic cover but differ in pricing and additional benefits depending on the occupancy and security of the private residence. Following a fact find we will source out the best deal depending on the above mentioned factors.
Policy holders usually consider switching their insurance cover when their policies are up for renewal.
However, if you appoint us as your Insurance Broker, we can then proceed to administrating your current insurance policies and aid you with any claim you might be currently in process with.
Then, once your policy is due for renewal, we can analyse the market for quotes and advise you which cover at which price is most suitable for you!
All this at ZERO extra cost to you.