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  • Writer's pictureMax Insurance Brokers

What do you do if your car gets stolen?

You've woken up, brushed your teeth, put on your clothes and you're ready for work. You've drank your morning brew, grabbed the keys, opened the door and walked to your car. There is no car.

What do you do?

Yes, having your car stolen is probably something out of a horror film for you and we wouldn't wish it upon anyone. We've prepared a list on the steps we recommend you take if ever this had to happen to you! 1. Call the police.

Insurance claims will require a police report, and if there's a chance of you getting your vehicle back, it's going to be with the help of the police, find your local police depot and call them advising them on what's happened so that the process of getting your vehicle back can happen ASAP!

2. Let your insurer know.

If you have not got an insurance broker to handle this ordeal for you, make sure you are prompt in informing your motor insurance provider on the situation so they can guide you through the necessary steps.

3. Call the lender.

If you've purchased the vehicle through an instalment method, you should call the lender advising them that your vehicle has been stolen. The lender might be able to work with insurers to assist in resolving the claim.


Aside from advising you on what to do if you become a victim of vehicle theft, we're also going to advise you on how to prevent being one.

Lock the doors.

Don’t leave the keys in the car.

Don’t leave the car running when you’re not there.

Park in well-lit areas or garages where possible.

Do not leave valuable in your vehicle.

Check out our other interesting motor insurance related articles HERE.

Want to really prevent the loss of vehicle theft? Get a tailored policy HERE.


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